    var agt=navigator.userAgent.toLowerCase();
    var is_major = parseInt(navigator.appVersion);
    var is_minor = parseFloat(navigator.appVersion);
    var is_nav  = ((agt.indexOf('mozilla')!=-1) && (agt.indexOf('spoofer')==-1)
                && (agt.indexOf('compatible') == -1) && (agt.indexOf('opera')==-1)
                && (agt.indexOf('webtv')==-1) && (agt.indexOf('hotjava')==-1));
    var is_nav2 = (is_nav && (is_major == 2));
    var is_nav3 = (is_nav && (is_major == 3));
    var is_nav4 = (is_nav && (is_major == 4));
    var is_nav4up = (is_nav && (is_major >= 4));
    var is_navonly      = (is_nav && ((agt.indexOf(";nav") != -1) ||
                          (agt.indexOf("; nav") != -1)) );
    var is_nav6 = (is_nav && (is_major == 5));
    var is_nav6up = (is_nav && (is_major >= 5));
    var is_gecko = (agt.indexOf('gecko') != -1);
    var is_ie     = ((agt.indexOf("msie") != -1) && (agt.indexOf("opera") == -1));
    var is_ie3    = (is_ie && (is_major < 4));
    var is_ie4    = (is_ie && (is_major == 4) && (agt.indexOf("msie 5")==-1) );
    var is_ie4up  = (is_ie && (is_major >= 4));
    var is_ie5    = (is_ie && (is_major == 4) && (agt.indexOf("msie 5.0")!=-1) );
    var is_ie5_5  = (is_ie && (is_major == 4) && (agt.indexOf("msie 5.5") !=-1));
    var is_ie5up  = (is_ie && !is_ie3 && !is_ie4);
    var is_ie5_5up =(is_ie && !is_ie3 && !is_ie4 && !is_ie5);
    var is_aol   = (agt.indexOf("aol") != -1);
    var is_aol3  = (is_aol && is_ie3);
    var is_aol4  = (is_aol && is_ie4);
    var is_aol5  = (agt.indexOf("aol 5") != -1);
    var is_aol6  = (agt.indexOf("aol 6") != -1);
    var is_opera = (agt.indexOf("opera") != -1);
    var is_opera2 = (agt.indexOf("opera 2") != -1 || agt.indexOf("opera/2") != -1);
    var is_opera3 = (agt.indexOf("opera 3") != -1 || agt.indexOf("opera/3") != -1);
    var is_opera4 = (agt.indexOf("opera 4") != -1 || agt.indexOf("opera/4") != -1);
    var is_opera5 = (agt.indexOf("opera 5") != -1 || agt.indexOf("opera/5") != -1);
    var is_opera5up = (is_opera && !is_opera2 && !is_opera3 && !is_opera4);
    var is_webtv = (agt.indexOf("webtv") != -1); 

    var is_TVNavigator = ((agt.indexOf("navio") != -1) || (agt.indexOf("navio_aoltv") != -1)); 
    var is_AOLTV = is_TVNavigator;
    var is_hotjava = (agt.indexOf("hotjava") != -1);
    var is_hotjava3 = (is_hotjava && (is_major == 3));
    var is_hotjava3up = (is_hotjava && (is_major >= 3));
	
	
function MM_swapImgRestore() { 
  var i,x,a=document.MM_sr; for(i=0;a&&i<a.length&&(x=a[i])&&x.oSrc;i++) x.src=x.oSrc;
}

function MM_swapImage() { 
	  	var i,j=0,x,a=MM_swapImage.arguments; document.MM_sr=new Array; for(i=0;i<(a.length-2);i+=3)
	   	if ((x=MM_findObj(a[i]))!=null){document.MM_sr[j++]=x; if(!x.oSrc) x.oSrc=x.src; x.src=a[i+2];}
}

function MM_preloadImages() { 
    var d=document; if(d.images){ if(!d.MM_p) d.MM_p=new Array();
    var i,j=d.MM_p.length,a=MM_preloadImages.arguments; for(i=0; i<a.length; i++)
    if (a[i].indexOf("#")!=0){ d.MM_p[j]=new Image; d.MM_p[j++].src=a[i];}}
}

function open_win(Dest,features){
	win_features = features +'Scrollbars=No,left=50,top=100,alwaysraised=Yes,alwaysshow=yes';
	window.open(Dest,'',win_features);
}

function Rcertify() 
{
popupWin = window.open('http://www.bbbonline.org/cks.asp?id=1021114941527669', 'Participant','location=yes,scrollbars=yes,width=450,height=300'); 
window.name = 'opener';
} 

function MM_reloadPage(init) {
  if (init==true) with (navigator) {if ((appName=="Netscape")&&(parseInt(appVersion)==4)) {
    document.MM_pgW=innerWidth; document.MM_pgH=innerHeight; onresize=MM_reloadPage; }}
  else if (innerWidth!=document.MM_pgW || innerHeight!=document.MM_pgH) { location.reload();}
}
MM_reloadPage(true);

function MM_findObj(n, d) {
  var p,i,x;  if(!d) d=document; if((p=n.indexOf("?"))>0&&parent.frames.length) {
    d=parent.frames[n.substring(p+1)].document; n=n.substring(0,p);}
  if(!(x=d[n])&&d.all) x=d.all[n]; for (i=0;!x&&i<d.forms.length;i++) x=d.forms[i][n];
  for(i=0;!x&&d.layers&&i<d.layers.length;i++) x=MM_findObj(n,d.layers[i].document);
  if(!x && d.getElementById) x=d.getElementById(n); return x;
}

function writesubnav(page, subpage) {

	if(subpage != null){
		subpage -= 1;
	}
	var linkList
	var tempString = '';
	var colWidth

	if(page==1){
		var linkList = ['<a href="servDesc.htm">service description</a>','<a href="features.htm">features</a>','<a href="pricing.htm">pricing</a>','<a href="cd.htm">CD</a>'];
		colWidth = 300;
		
	}else if(page==2){
		var linkList = ['<a href="security.htm">security policy</a>','<a href="http://www.myezbills.com/privacy.aspx">privacy policy</a>'];
		colWidth = 250;
		
	}else if(page==4){
		var linkList = ['<a href="serviceFaqs.htm">service faqs</a>','<a href="techFaqs.htm">technical faqs</a>'];
		colWidth = 400;
	
		
	}else if(page==5){
		var linkList = ['<a href="referAFriend.htm">refer-a-friend</a>'];
		colWidth = 475;
	}
	
	
	if (subpage!=null){
		linkList[subpage] = '<font color="#333333">' + linkList[subpage].slice((linkList[subpage].indexOf('>') + 1), linkList[subpage].lastIndexOf('<')) + '</font>';
	}
	
	if(page != 0){
		for(t=0;t<linkList.length;t++){
			tempString += linkList[t];
			if(t!=linkList.length-1){
				tempString += '&nbsp;&nbsp;|&nbsp;&nbsp;';
			}
		}
		
		document.writeln('<TABLE WIDTH="542" BORDER="0" CELLSPACING="0" CELLPADDING="0">');
		document.writeln('	<TR>'); 
		document.writeln('		<TD  WIDTH="' + colWidth + '" ALIGN="RIGHT"><FONT FACE="Verdana, Arial, Helvetica, sans-serif" SIZE="1" COLOR="#333333">' + tempString + '&nbsp;&nbsp;</FONT></TD>');
		document.writeln('		<TD WIDTH="' + (542 - colWidth) + '" ALIGN="LEFT" BGCOLOR="#999999"><IMG SRC="../bg/subNavCurve.gif" WIDTH="8" HEIGHT="22"></TD>');
		document.writeln('	</TR>');
		document.writeln('</TABLE>');
		
	}else{
		document.writeln('<TABLE WIDTH="542" BORDER="0" CELLSPACING="0" CELLPADDING="0">');
		document.writeln('<TR><TD><IMG SRC="./shim.gif" WIDTH="20" HEIGHT="6"></TR></TD>');
		document.writeln('</TABLE>');
	}
}

function replaceButtonColor(sec){
	if(sec != 0){
		var tempCode = '';	
		for(s=0;s<7;s++){
			if(s==sec){
				tempCode += '<TD WIDTH="83" BGCOLOR="#FFFFFF"><IMG SRC="shim.gif" WIDTH="50" HEIGHT="1"></TD>';
			}else{
				tempCode += '<TD WIDTH="67" BGCOLOR="#666666"><IMG SRC="shim.gif" WIDTH="50" HEIGHT="1"></TD>';
			}	 
		}
		document.writeln(tempCode);
		
		t = eval('document.but' + (sec+1)).src;
		t = t.substring(0,t.lastIndexOf('.')-1);
		t += "2.gif";
		eval('document.but' + (sec+1)).src = t;		
	}else{
		var tempCode = '';	
		for(s=0;s<7;s++){
			tempCode += '<TD WIDTH="67" BGCOLOR="#666666"><IMG SRC="shim.gif" WIDTH="50" HEIGHT="1"></TD>';
		}
		document.writeln(tempCode);	
	}
}